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Use a real-estate agent to help you buy or sell a home. Although these professionals charge a percentage of the sale from the seller, they can be very helpful to you. Importantly however, you want to make sure that you get a quality realtor. That’s why we suggest you use this service and be contacted by a real professional. They will save you tons of money and time whether you are buying commercial, residential or investment type real estate. Click here to get a free consultation from real estate agents in your local area.

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Home buying tips-appraisal, mortgage, ask questions:

• An appraisal report tells you the market value of a property. Get your own certified appraiser to prepare an appraisal report for you. You should be able to get an appraisal report for about $175 and it's worth it. Don't simply accept the appraisal provided the lender who gives you a mortgage.
• Don't be afraid to ask questions. Buying a home isn't an every day experience. Bring a friend along.
• With the 30-year fixed-rate you will be able to keep your payments down by making them over an extended time period of 30 years. This loan is the easiest fixed-rate to qualify for and provides the maximum interest deduction for taxes. If you are planning to stay in your home for a long time & would like to have the extra money for other purposes this type of loan is your best bet.

About Mississippi (MS):
First explored for Spain by Hernando De Soto, who discovered the Mississippi River in 1540, the region was later claimed by France. In 1699, a French group under Sieur d'Iberville established the first permanent settlement near present-day Ocean Springs. Great Britain took over the area in 1763 after the French and Indian Wars, ceding it to the U.S. in 1783 after the Revolution. Spain did not relinquish its claims until 1798, and in 1810 the U.S. annexed West Florida from Spain, including what is now southern Mississippi. For a little more than one hundred years, from shortly after the state's founding through the Great Depression, cotton was the undisputed king of Mississippi's largely agrarian economy. Over the last half-century, however, Mississippi has diversified its economy by balancing agricultural output with increased industrial activity. Today, agriculture continues as a major segment of the state's economy. For almost four decades soybeans occupied the most acreage, while cotton remained the largest cash crop. In 2001, however, more acres of cotton were planted than soybeans, and Mississippi jumped to second in the nation in cotton production (exceeded only by Texas). The state's farmlands also yield important harvests of corn, peanuts, pecans, rice, sugar cane, and sweet potatoes as well as poultry, eggs, meat animals, dairy products, feed crops, and horticultural crops. Mississippi remains the world's leading producer of pond-raised catfish. The state abounds in historical landmarks and is the home of the Vicksburg National Military Park. Other National Park Service areas are Brices Cross Roads National Battlefield Site, Tupelo National Battlefield, and part of Natchez Trace National Parkway. PreöCivil War mansions are the special pride of Natchez, Oxford, Columbus, Vicksburg, and Jackson.

Real Estate Agents Can Be Found In any of These Mississippi (MS) Locations(view list)

Real Estate Agents Can Be Found In any of These Mississippi (MS) Locations

Horn Lake | Houston | Indianola | Iuka | Jackson | Kilmichael | Kosciusko | Laurel | Leakesville | Leland | Lexington | Long Beach | Lorman | Louisville | Lucedale | Lumberton | Macon | Magee | Marks | Mathiston | Mc Comb | Meadville | Meridian | Monticello | Moss Point | Natchez | New Albany | Newton | Ocean Springs | Okolona | Olive Branch | Oxford | Pascagoula | Pass Christian | Pearl | Philadelphia | Picayune | Pontotoc | Poplarville | Port Gibson | Prentiss | Quitman | Ridgeland | Ripley | Robinsonville | Rolling Fork | Sardis | Senatobia | Southaven | Starkville | Tunica | Tupelo | Tylertown | Verona | Vicksburg | Walnut | Water Valley | Waveland | Waynesboro | West Point | Wiggins | Winona | Woodville | Yazoo City